作者：Mr.Fintech 来源：thinkfintech
Author: Mr. Fintech Source: tinkfintech
透过收集不同领域区块链(Blockchain)解决方案的使用案例。从而使业者能更容易研究和参考并不断创新。
Through the collection of examples of the use of Blockchain solutions in different areas, practitioners can be more easily studied, consulted and continuously innovated.
区块链保险
?Dynamis：提供点对点(peer-to-peer)的失业保险。
♪ Dynamys: Provides unemployment insurance for point-to-point (peer-to-peer).
?Lemonade：第一家点对点(peer-to-peer)保险公司，专门从事财产和意外伤害保险。
Lemonade: First Pier-to-peer insurance company, specializing in property and accident insurance.
?保险：基于区块链的旅行延迟保险。
♪ Insurance: Travel delayed insurance based on block chains. ♪
?Teambrella：让用户组成“团队”，有效的为彼此保险。
♪ Teambrella: Make the user a “team” that is effectively insured against each other. ♪
数字版权区块链
Digital copyright block chain
?Blockphase：为虚拟现实(Virtual Reality)和视频创作者提供基于区块链的分布式数字内容分发和管理平台。
?Blockphase: A distributed digital content distribution and management platform for Virtual Reality and video creators based on block chains.
?ContentKid：数字媒体平台，消费者可以通过一个帐户/密码访问和支付任何参与的数字供货商的优质内容(娱乐、新闻、游戏、信息等)的短期订阅，以及一个安全的银行/信用卡/贝宝帐户信息。
#ContentKid: Digital media platforms where consumers can access and pay short-term subscriptions to quality content (recreation, news, games, information, etc.) from any participating digital supplier through an account/code, as well as a secure bank/credit card/Babel account information.
?Cognate：是基于区块链的法律商标注册平台。法律商标是指在商业中使用商标，通常在不需要更昂贵的联邦注册商标的情况下维持商标。
*Cognate: A legal trademark registration platform based on the block chain. A legal trademark refers to the use of a trademark in commerce, which is usually maintained without the need for a more expensive federally registered trademark.
?Binded ：让图像创作者在区块链上声明自己的版权并免费保护它们。
♪ Binded: Let image creators declare their copyrights on the block chain and protect them free of charge. ♪
?Ujo Music：授权和音乐发行平台，存储、付款和艺术家ID。
♪ Ujo Music: Authorization and music distribution platform, storage, payment and artist ID.
物联网(Internet-of-Things)的区块链
区块链也可用于创建分布式合约，可用于跟踪物联网设备，而这些设备是DDoS攻击中使用的主要武器，因此它可以被看作是成为更具安全的方式。
Block chains can also be used to create distributed contracts that can be used for tracking object networking devices, which are the main weapons used in DDoS attacks, and can therefore be seen as a safer way.
?SITA创建分布式无人机注册平台 https://www.youtube.com/watch?v=wUQWMrp-6Ds
?SITA creates distributed drone registration platforms https://www.youtube.com/watch?v=wUQWMrp-6Ds
?Chain of Things整合了两个最具破坏性的技术，以协助解决现实世界的问题。为提高效率和减少欺诈，Chain of Things正在努力建立物联网和区块链技术之间的联系，
Chain of Things combines two of the most destructive technologies to help solve the problems of the real world. To improve efficiency and reduce fraud, Chain of Things is working to establish links between network of goods and block chain technology.
?Flow Chain：用于点对点(peer-to-peer)物联网网络和实时数据交易的分布式账本
?Flow Chain: Distributed account for peer-to-peer network and real-time data transactions
图片来源：https://medium.com/practical-blockchain/use-cases-of-blockchain-tech-application-13a940edf6fb
Photo by https://medium.com/practical-blockchain/use-cases-of-blockchain-tech-application-13a940edf6fb
区块链的医疗纪录(Medical Records)
在医疗保健/ IT领域，一个迫切的问题是如何与更多的利益相关者分享更多的医疗数据以达到更多的目的，同时确保数据的完整性并保护患者的隐私。今天，人类试图在诊所、医院、实验室、药房和保险公司之间调整医疗数据。它不能很好的工作，因为没有一个单一的名单可以找到所有的地方的数据或输入的顺序。
In the area of health care/IT, an urgent question is how to share more medical data with more stakeholders for more purposes, while ensuring data integrity and protecting patient privacy. Today, humans try to adjust medical data between clinics, hospitals, laboratories, pharmacies and insurance companies. It does not work well, because there is no single list that can find all the data or the sequence of input.
图片来源：https://medium.com/practical-blockchain/use-cases-of-blockchain-tech-application-13a940edf6fb
Photo by https://medium.com/practical-blockchain/use-cases-of-blockchain-tech-application-13a940edf6fb
在医疗保健方面，区块链可以提供一个安全且透明的记录，记录谁与谁分享了健康数据，同时保护数据本身的细节。尽管这无疑是隐私难题的一个重要部分，但前提是使用区块链的数学衍生的假名，用于分布式账本验证身分和HIPAA隐私规则禁止使用数学衍生的假名，因可能重新识别受保护的健康信息。
In the area of health care, block chains can provide a safe and transparent record of who shares health data while protecting the details of the data itself. While this is undoubtedly an important part of the privacy challenge, it is conditional on the use of mathematically derived pseudonyms derived from block chains for distribution book identification and HIPAA privacy rules that prohibit the use of mathematically derived pseudonyms for possible re-identification of protected health information.
虽然仍然很少挑战，但还是有很多研究和实施：
Although few challenges remain, there is still much research and implementation:
?麻省理工学院的MedRec - 用于存储和共享医疗数据的原型系统。它提出了一种数据挖掘的激励措施，可解决是医学研究界的迫切需求，同时通过区块链来维护和保护病历认证日志。
MedRec at MIT - a prototype system for storing and sharing medical data. It provides an incentive for data mining to address the urgent needs of the medical research community, while maintaining and protecting medical records certification logs through block chains.
?Google Deep Mind Health正在与伦敦皇家自由医院(Royal Free Hospital)合作开发名为Streams的肾脏监测软件
♪ Google Deep Mind Health is working with Royal Free Hospital in London to develop a kidney monitoring software called Streams
?Patientory是一家新创公司，敦促全球公民通过区块链解锁他们的健康数据。
♪ Patientory is a start-up company urging global citizens to unlock their health data through block chains. ♪
?Gem已经与飞利浦合作，利用区块链技术来支持，以患者为中心的医疗方法。
♪ Gem has worked with Philip to support patient-centred medical treatment using block chain technology. ♪
?澳大利亚新创公司Brontech用区块链创造Cyph医疗平台。该平台将被用于为医疗保健服务供货商建立安全的数字身份以安全地传达私人信息。
#Brontech, Australia’s newcomer, created the Cyph Medical Platform using block chains. The platform will be used to create a secure digital identity for providers of health care services to safely communicate private messages.
?Pokitdok的目标是改变医疗保健利益相关者之间的沟通方式，让客户获得连接医疗保健分布式技术。该系统为支付者、医疗系统和科技公司提供无缝沟通。
The goal of Pakitdok is to change the way health-care stakeholders communicate and to give clients access to health-care distribution technologies. The system provides seamless communication to payers, medical systems, and technology companies.
银行业的区块链
其中一个主要案例是银行间/国际支付。区块链是现有SWIFT系统的替代方案，可缩短交易时间并提高交易速度，其中部分机构专门为银行提供技术支持，如： One of the main cases is inter-bank/international payments. The block chain is an alternative to the existing SWIFT system, which can reduce transaction times and increase the speed of transactions, with some agencies providing technical support specifically to banks, such as: ?ripple.com ?stellar.org 此外更有机构用其服务取代了银行，如： In addition, more institutions have replaced banks with their services, such as: ?tether.to ?fuzo.com 而由于波动性和流动性问题，加密货币不是服务的最佳支付方式。所以需要有平台，可供日常生活上使用硬币。如： As a result of volatility and liquidity problems, encrypted currencies are not the best way to pay for services. ?cryptopay.me是英国公司，为消费者提供比特币(Bitcoin)借记卡 ♪ Cryptopay.me is a British company that provides consumers with Bitcoin debit cards ?tenX是一家新加坡公司，允许消费者通过卡片支付BTC以外的各种加密货币 ♪ TenX is a Singapore company that allows consumers to pay for a variety of encrypted currencies other than BTC through cards 另外，有1~2亿人没有进入银行的权限，有些公司正在考虑向银行提供服务，如 atlas.money In addition, 120 million people do not have access to banks and some companies are considering providing services to banks, such as atlas.money 区块链法律和Regtech block chain law and Regtech 图片来源：https://medium.com/practical-blockchain/use-cases-of-blockchain-tech-application-13a940edf6fb Photo by https://medium.com/practical-blockchain/use-cases-of-blockchain-tech-application-13a940edf6fb 监管科技(RegTech)已成为金融科技之后(或支持金融科技)的趋势和下一个领域。法律支出正在急剧增加，同时监管机构数量也逐渐下降。另外还有更多的规范要遵守，近期是欧盟对Google罚款24亿欧元。因此希望能透科技缓解和改善情况。 RegTech has become a trend (or support for financial science and technology) and the next area. Legal spending is increasing dramatically, and the number of regulatory agencies is falling. 以下是相关的市场规模数据： The following are relevant market size data: ▲法律美国市场规模达4370亿美元(来源) The size of the U.S. market amounts to US$ 437.0 billion (source) ▲在法律技术方面已有超过30亿美元的投入，主要用于电子账单和资产管理(来源) Over $3 billion has been invested in legal technology, mainly for electronic billing and asset management (source) ▲美国金融机构已支付超过1600亿美元的违规罚款。伦敦汇丰银行(HSBC)在2015年前九个月的监管和合规方面花费了22亿美元，与去年相比增长33％(来源) US financial institutions have paid more than $160 billion in irregular fines. The London HSBC spent $2.2 billion on regulation and compliance in the first nine months of 2015, an increase of 33% (source) compared to last year. ▲到2020年，全球对监管、合规和治理软件的需求预计将达到1187亿美元(来源) Global demand for regulatory, compliance and governance software is expected to reach $118.7 billion by 2020 (source) 企业部门的发展 Enterprise sector development 区块链用于安全加密且易于审计的数据库访问。 Block chains are used for secure encrypted and easily auditable databases. ▲支持了解您的客户(Know your customer , KYC)和反洗钱(Anti Money Laundering , AML) Know your customer, KYC and Anti-Money Laundering, AML 股东披露义务，各个司法管辖区的投资限制(例如：Fundapps) Shareholder disclosure obligations, investment restrictions in various jurisdictions (e.g. Fundapps) ▲个人资料隐私政策(例如：Privitar) Privacy policy for personal data (e.g., Privitar) ▲反欺诈监视和风险分析 Anti-fraud surveillance and risk analysis ▲公证和知识产权登记 Notarization and intellectual property registration ▲人力资源/雇佣法 Human Resources/Employment Act ▲纠纷处理 Settlement of disputes
注册有任何问题请添加 微信：MVIP619 拉你进入群
打开微信扫一扫
添加客服
进入交流群
发表评论