作为推进时代前进的技术，区块链以一种势不可挡的姿态飞速发展，各种领域的区块链场景纷纷发觉，其相关开发公司也纷纷入局，区块链这项技术正在悄悄的颠覆金融业和人类的生活。
As a technology to move the era forward, the chain of blocks has developed at an unstoppable pace, as has the landscape of clusters in various fields, and its associated development companies, which are quietly destabilizing the financial sector and the lives of human beings.
区块链解决的问题是有场景的。我们认为他解决了信任的问题，也就是说信任比较缺乏的场所可以通过机器来产生信任。
There is a context in which the block chain solves the problem. We think he solves the problem of trust, that is, where trust is less than trust can be generated through machines.
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我们首先考虑到的是跨境支付。首先数字货币和法币的流通通道非常有限，在coinbase开一个帐户可以把这个比特币换为美元，但是它受到的监管是很强的。其次是用USDT。USDT在各大交易所里使用，但是它有一个很大的问题是：它是中心化的，不是通过区块链的方式来发行的，资产不透明。到底号称与美元等值的USDT背后支撑它的钱跟帐户在哪里？有人说看到过了，但是大部分人没有看到过，所以我们不知道，不知道就有很多的不确定性，所以有很大的问题。
First, we consider cross-border payments. First, there are very limited channels for digital money and French, and opening an account in Coinbase can exchange this bitcoin for dollars, but it is highly regulated. Second, USDT. USDT is used in major exchanges, but it has a big problem: it is centralized, it is not distributed through a block chain, and the assets are not transparent. Where is the money behind the USDT, which is known as the dollar equivalent, and the accounts? Some say it, but most people don't see it, so we don't know that there are a lot of uncertainties, so there's a big problem.
另外，USDT发行也是不受监管的。也就是说今天高兴了发一百个亿，发一千亿，没有人可以管得了他。所以他有可能用USDT来操纵市场：知道明天要发行一百个亿，币要涨我就买一大堆。过几天降下来通过低价买了很多比特币然后就拼命卖，把这个价钱压下来了把币收回来。
Also, the USDT is unsupervised. That means today he's happy to send a billion dollars, a hundred billion dollars, and no one can handle him. So he can use USDT to manipulate the market: knowing that tomorrow's $10 billion is going to be released, I'll buy a lot of money. A few days later, I'll buy a lot of bitcoins.
非去中心化，不受监管，对大家不负公开责任的机构发行USDT对整个市场来说是一个灾难。所以我们需要一个透明的去中心化的币，可以做全球支付。这需要一个底层技术比较好，可以支撑大量去中心化交易的区块链来做。
Decentralizing, unsupervised, would be a disaster for the entire market by issuing USDT to institutions that are not publicly responsible. So we need a transparent decentralized currency that can pay globally.
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第二个适用的是中小微企业融资问题。在金融行业，全世界最大的难题就是中小微企业融资难的问题。大的银行是不愿意花这个时间来给你搞个几百万、几十万的融资，这个成本太高，但是如果我们可以通过区块链产生信任，解决这些中小微企业融资难的问题，其实对很多创新企业是很有帮助的。在这样的情况下就避免了中介，有很多高利贷平台最后跑路并不是因为借钱的人要求更高的利润，往往是这个平台要求巨大的利润。所以通过区块链可以帮助我们降低这些中小微企业融资难的问题。
The second applies to MSMEs financing. In the financial sector, the world’s biggest problem is the difficulty of MSMEs financing. Large banks are too expensive to spend time on financing millions and hundreds of thousands of dollars, but it would be helpful if we could create trust in the chain and solve the problems of MSMEs financing.
声音 | 国家互金专委会秘书长：能否有效大规模应用是区块链发展的最大瓶颈:据中国金融信息网消息，4月10日，“2019中国国际区块链技术与应用大会”在深圳召开。国家互联网金融安全技术专家委员会秘书长吴震表示，能否有效大规模应用是区块链发展的最大瓶颈，有三个应用难点，不可替代性，非原生数字资产上链和工程可实施性。此外，他认为要正确看待区块链，充分认识当前发展阶段和区块链美好愿景的巨大差距，着力突破技术瓶颈，避免以偏概全和过于夸大，但也要理性看待，未来的想象空间和发展空间是比较大的。[2019/4/12]
According to the China Financial Information Network, on 10 April, the 2019 China International Conference on Block Chain Technology and Applications was held in Shenzhen. The Secretary-General of the National Technical Expert Committee on Internet Financial Security, Wu Zhen, said that effective large-scale applications were the biggest bottleneck in block chain development, with three hard applications, non-alternative, and non-original digital asset uplinks and engineering. In addition, he believed that it was important to take a proper look at the block chain, fully aware of the wide gap between the current stage of development and the promising vision of the block chain, and to focus on breaking through the technological bottlenecks, avoiding bias and overstatement, but also to think rationally about the larger picture of space and development in the future [2019/4/12].
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第三，万物通证化。区块链可以确权，它不仅仅可以作为数字黄金，可以给每个人一个编码确认权力来通证化。每一个人的时间，每一个人的信誉，每一个人和粉丝互动的一些方法，都可以通证化。资产不仅仅可以通证，人也可以通证。把奥巴马的时间变为通证，他到我们这个学院里面讲一个小时，我给他1．5个奥巴马通证，这个奥巴马通证可以在全球交易，他可以把他的限量通证捐献给慈善机构，一个奥巴马币10万美金，就可以捐款15万美金。像共享经济，比如说租房、汽车共享、分时的房屋都可以通过通证化的方式来解决沟通的问题。
The block chain can be authenticated, not just as digital gold, but as a coded confirmation of power. Each person's time, each person's credibility, and some of the ways in which each individual interacts with his fans, can be transcribed. Assets are not only translator, but also translator. Turning Obama's time into a translator, he talks to our college for an hour, and I give him 1.5 Obama certificates, which can be traded globally, he can donate his limited pass to a charity, one Obama dollar, and he can donate $150,000.
动态 | 成都市成华区签订总额超320亿的投资合作协议，聚集区块链等热门IP:据人民网报道，3月29日，成都市成华区举行资促进推介活动。会上，13个重大合作项目现场签约入驻六大产业功能区，投资总额超320亿元。涉及文化旅游、文化创意、商务商贸、总部经济、新经济等多个产业门类，聚集了“人工智能”“TOD城市综合开发”“智慧物联网”“大数据”“区块链”等多个热门IP。[2019/3/30]
During the meeting, 13 major cooperation projects were field-contracted in six industrial functional areas, with investments totalling over $32 billion. The multiplicity of industry sectors, such as cultural tourism, cultural creativity, commercial commerce, the head office economy, and the new economy, brought together a number of hot IPs, such as the “Intelligent” “Told City Integrated Development” “Small Data Network” “Big Block Chains”.[2019/3/30]
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此外，有很强烈的一点是大家没有注意到的：全球化的金融数据。任何一个通证发出来就不属于中国，也不属于美国，它属于全世界的。这样一个通证可以全世界流通，全世界流通的力量是巨大的。所以我们怎么样通过区块链的技术建立一个全球交易机构？目前我们可以交易股票，交易期权，交易非标准产品，资产证券化，机构信托产品，这样也需要高频、安全、去中心化的方法。所以，我觉得首先一个是我们在探索怎么样把金融衍生品带到币币交易里面。上面所说的保险，项目方发行的数字通证以及基于以太坊发的是完全币和币之间的流通，慢慢做起来再推动其他衍生品，这个市场是巨大的，全球金融衍生品市场是1．2万亿美元。在美国最赚钱的交易所不是纳斯达克，不是纽约交易所，而是芝加哥期权期货交易所。参与一个项目的投资，门槛至少是一个以太坊，一个以太坊是三百美金，两千多人民币。对很多人来讲两千多人民币买两个币也就四千了，也挺心疼。如果通过期权的方式，相当于我有这个权利买你的币，我可以选定在大约是0．1个以太坊投资，也就是30多美金，这个门槛很多普通人来说更愿意参与投资。这也相当于用金融衍生品的方式扩大市场。所以这一块有很大的开拓空间，我们Usechain希望在这些方面有所开展。
Moreover, there is a strong argument that one is not aware of: financial data on globalization. So, first, I think we are exploring how to bring financial derivatives to currency transactions. The insurance that we have above, the digital translator issued by the project side, which is three hundred dollars, and two thousand yuan. For many people, the market is huge, the market for global financial derivatives is $12 million. The best-earning exchange in the United States is not Nasdak, not the New York Exchange, but the Chicago Stock Exchange. The threshold for participating in a project is at least one way to bring financial derivatives into currency transactions.
郭台铭：富士康正在发展的区块链金流平台:富士康科技集团总裁郭台铭在演讲中谈到富士康正在发展的区块链金流平台，利用区块链的可靠和加密展开相关工作，他最后表示，富士康已经不再只是一家代工企业，工业互联网将成为富士康的核心。[2018/5/17]
Guo Taijing: Fushcom’s growing block-chain gold flow platform: In his speech, the President of Fushcom Technology Group, Kwok Taejung, spoke about Fushcom’s developing block-chain gold-flow platform, using reliable and encrypted blocks’ chain to perform related work, and concluded that Fushcom was no longer just a substitute, and that the industrial Internet would be at the heart of Fushcom’s business.[2018/5/17]
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有一些地方中心化机构要么是不存在，要么是做的很不好，要么是成本很高，这些场景可以用区块链的方法来解决。如果这个地方中心化做的很好，效率很高没有太多的问题，则并不需要区块链的技术。如果这个中心化的技术做的不是很好，做的这个成本很高，我们知道在全世界还有大概40多亿人并不能够使用金融服务。这些可以通过区块链技术，把金融服务到每一家每一户。
Some local centralization institutions are either non-existent, poorly done, or costly, and these scenes can be addressed by a block chain. If this place is well-centralized and efficient, there are not too many problems, there is no need for block chain technology. If this centralized technology is not doing well, the cost is high, and we know that there are about 4 billion more people around the world who do not have access to financial services.
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我希望大家在这些方面多考虑，做区块链我个人来讲更多看重它对这个社会产生的影响。我们希望区块链的技术是多赢的，而不是简简单单的圈钱，通过这样的方式，通过机器创造的信任，整个社会有更多的互信、互助。这样，我认为才是区块链的本意。
I want you to think a lot more about these aspects, and I personally value the impact on this society. We want the technology of block chains to be win-win, not simple circle money, so that, through the trust created by machines, society as a whole can be more trusted and mutually supportive. That is what I think the chain is meant to be.
这个世界每天都在进步，每天都在被改变，当年互联网时代到来的时候，有的人恐慌有的人激动叫好，如今互联网已经融入我们生活的方方面面，改变着我们的衣食住行。而今，基于互联网下诞生的一项新技术，区块链技术，也在悄悄萌芽。
The world is progressing every day, changing every day, and when the Internet age came, some people were panicking and cheering, and now the Internet has been integrated into every aspect of our lives, changing our food and clothing. And now, based on a new technology born under the Internet, block-chain technology, is also sprung up.
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