现如今，区块链技术可谓是“炙手可热”。各大行业巨头，各国政府机构对区块链的布局也是忙前忙后。可以看出区块链在未来的世界里将扮演“举足轻重”的角色。现在有些区块链技术应用已经落地，要全行业全面应用可能还需要时间。接下来，我们来看看有哪些区块链技术应用案列。
Now, block chain technology is called "sweetness." Majors in major industries, government agencies are busy with the layout of the block chain. It can be seen that the block chain will play a role in the future world. Some block chain technology applications are already on the ground, and it may take time for the whole industry to apply them.
区块链技术应用案列一：
Block chain technology application column I:
2016年9月23日，IBM与中国银联预演“使用区块链技术的跨行积分兑换系统”，该系统允许跨行、跨平台兑换奖励积分，消费者在一家银行的积分，可以兑换其他银行的积分奖励，甚至兑换多个航空公司里程以及超市奖励，该系统可以大幅提高银行积分的使用效率。以积分兑换为例，传统的，消费者兑换积分之后取走商品，但商户需要在银行证明用户积分、结算之后才能最终完成交易。而区块链可以把所有的信用完美地链接起来，原来依赖第三方实现的信任过程、成本都可以去掉，交易即结算。
On September 23, 2016, IBM and the China Monetary Federation pre-screened a “cross-line credit exchange system using block chain technology”, which allows for cross-line and cross-platform exchange of credits, while consumers' points in one bank can be exchanged for other banks’ credits, and even multiple airline miles and supermarket incentives, which can significantly improve the efficiency of bank credit use. In the case of credit exchange, traditional, consumer exchange credits take away goods, but traders need to prove user credits and settle the transaction.
区块链技术应用案例二：
Case II of block chain technology application:
蚂蚁金服区块链技术即将上线，首先应用于支付宝。2016年7月9日下午，在杭州举办的首届全球XIN 公益大会上，蚂蚁金服在“互联网公益”分论坛上表示区块链技术即将上线，并会首先应用于支付宝的爱心捐赠平台。
At the first Global XIN Public Interest Conference, held in Hangzhou on the afternoon of 9 July 2016, the ants gold at the “Internet Public Interest” sub-forum indicated that the block chain technology was about to be online and that it should be used first and foremost to pay for the treasure’s love donation platform.
区块链技术应用案例三：
Case III of block chain technology application:
2017年初，中国人民银行推动的基于区块链的数字票据交易平台测试成功，随后，央行旗下的数字货币研究所也将正式挂牌。中国人民银行成为首个研究数字货币及真实应用的中央银行。央行区块链数字票据交易平台引入数字货币进行结算，可实现数字票据交易的资金流和信息流同步转移，从而实现DVP票款对付结算;同时通过区块链数字身份方案解决了不同金融机构间对用户重复KYC认证的问题等。
The Bank of China became the first central bank to study digital money and its real applications. The Central Bank’s block chain digital instrument trading platform introduced a digital currency to settle, enabling the simultaneous transfer of funds and information flows for digital paper transactions, and thus the DVP ticket against the settlement; and, through the block chain digital identity programme, resolving the problem of duplicates of KYC certification among users among different financial institutions.
区块链技术应用案例四：
Case IV of block chain technology application:
IBM区块链身份认证实验宣告成功，采用了超级账本的区块链框架，引导客户向第三方（例如本地公共部门或零售商）提供身份证明。
The IBM block chain identification experiment was successful, using a block chain framework of superbooks to direct customers to provide identification to third parties (e.g. local public sector or retailers).
区块链技术应用案例五：
Case five of block chain technology application:
在2016年9月23日-24日举行的区块链国际峰会上，微众银行副行长兼首席信息官马智涛透露，微众银行与华瑞银行联合开发了一套区块链应用系统，可用于两家银行微粒贷联合贷款的结算、清算，该系统已在9月投入试运行。引入区块链系统后，由于所有信息都记录在区块链网络上，而且无法篡改，交易过程伴随清算过程，可以完成实时清算。
At the International Summit on the Block Chain, held from 23 to 24 September 2016, the Vice-President and Chief Information Officer of Microbanks, Ma Zhitao, revealed that Microbanks and Wally Bank had jointly developed a block chain application system that could be used for the settlement and liquidation of joint lending by two banks on granular loans, which had been tested in September. With the introduction of the block chain system, all information was recorded on the block chain network and could not be tampered with, the transaction process was accompanied by the liquidation process, allowing for real-time liquidation.
区块链技术应用案例六：
Case 6 of block chain technology application:
医疗行业里包括病历在内的许多病人信息都极具隐私性，并且需要进行一定的阅读权限保护，区块链可通过代码的开源和非开源结合联盟链、共有链、私有链的选择来保护病人隐私，同时生成基于区块链的电子病历、检验报告等，对于解决医疗纠纷是很好的存证。Hashed Health于2016年成立了一个医疗区块链联盟，旨在刺激美国医疗公司对区块链技术的兴趣。而这只是众多区块链医疗应用之一，从Capital One到美国食品药品监管局都对区块链非常感兴趣，目前正在测试相关案例。
Many patient information in the medical industry, including medical records, is extremely private and requires certain reading rights protection. Block chains can protect patient privacy through open-source and non-open-source union chains, shared-chains, private-chain choices, etc., while generating electronic medical records based on block-chains, test reports, etc., is well documented in the resolution of medical disputes. Hasshed Health set up a medical block chain alliance in 2016, designed to stimulate interest in block-chain technology by US medical companies. This is only one of many block-chain medical applications, from Capital One to the US Food and Drug Regulatory Authority, which is very interested in block-links, and is currently testing relevant cases.
区块链技术应用案例七：
Case 7 of block chain technology application:
2017年5月16日，百度金融与佰仟租赁、华能信托等在内的合作方联合发行国内首单区块链技术支持的ABS项目，发行规模达4.24亿元。此项目为个人消费汽车租赁债权私募ABS，这也是国内首单以区块链技术作为底层技术支持，实现ABS“真资产”的项目。在该项目中，区块链主要使用了去中心化存储、非对称秘钥、共识算法等技术，具有去中介信任、防篡改、交易可追溯等特性。
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