USDT什么意思？是什么货币

USDT由Tether公司发行，该公司严格遵守1:1的准备金保证。这意味着，每发行一个USDT代币，Tether公司都会在其银行账户中存入等值的美元作为储备。这种机制确保了USDT的稳定性和可靠性，使得它成为了一种理想的数字货币交易媒介和资产保值工具。

This mechanism ensures the stability and reliability of USDT, making it an ideal digital currency trading medium and asset protection tool.

价值稳定性：USDT的价值与美元保持1:1的挂钩，这使得它在数字货币市场上具有极高的稳定性。相比于其他数字货币的剧烈波动，USDT的价格相对平稳，为投资者提供了一种相对安全的避风港。

Value stability: The USDT value maintains a 1:1 peg to the dollar, which gives it a very high degree of stability in the digital currency market. Compared to the volatility of other digital currencies, the USDT prices are relatively stable, providing investors with a relatively safe haven.

交易便捷性：USDT的交易过程简单快捷，全球多个交易所都支持USDT的交易。这使得投资者可以轻松地买卖USDT，实现资金的快速转移和配置。此外，USDT的交易费用也相对较低，进一步降低了投资者的交易成本。

This makes it easier for investors to buy and sell USDT and to move and configure funds quickly. Moreover, the USDT transaction costs are relatively low, further reducing the transaction costs for investors.

广泛的应用场景：USDT在数字货币交易、跨境支付、资产保值等多个领域都有广泛的应用。在数字货币交易中，USDT可以作为交易媒介，为投资者提供稳定的交易环境。在跨境支付领域，USDT可以快速地实现资金的跨国转移，为国际贸易和汇款提供了便利。在资产保值方面，USDT的稳定性使得它成为一种理想的避险资产，为投资者提供了一种相对安全的资产保值方式。

In the area of cross-border payments, the USDT can rapidly facilitate cross-border transfers of funds and facilitate international trade and remittances. In the area of asset preservation, the USDT stability makes it an ideal risk-free asset and provides investors with a relatively safe asset-serving environment.

法律合规性：Tether公司作为USDT的发行方，严格遵守相关法律法规，确保USDT的合法性和合规性。这使得USDT在监管环境日益严格的数字货币市场上，依然能够保持其稳定的发展态势。

Legal compliance: Tether, as issuer of the USDT, strictly abides by the relevant laws and regulations to ensure the legitimacy and compliance of the USDT. This enables the USDT to maintain its steady development in the digital currency market, where the regulatory environment is becoming more stringent.

2、OTC场外交易：场外交易(OTC)市场是直接在买方和卖方之间进行的交易，通常用于大额交易，一些平台提供USDT的场外交易服务，允许用户通过C2C银行转账或其他支付方式购买USDT。

OTC off-site transactions: the off-site transaction (OTC) market is a direct transaction between the buyer and the seller and is usually used for large-value transactions, some platforms provide off-site transaction services for USDT and allow users to purchase USD through C2C bank transfers or other payments.

随着数字货币市场的不断发展和成熟，USDT的角色和影响力只会越来越大。它将继续为数字货币市场提供稳定的交易媒介和资产保值工具，同时也将为全球范围内的投资者和交易者提供更多便利和机会。

As digital currency markets grow and mature, the role and influence of USDT will only grow. It will continue to provide a stable trade medium and asset protection tools for digital currency markets, while also providing greater facilities and opportunities for investors and traders worldwide.

1. 规避整体下跌风险

1. Avoid the risk of overall decline

币币交易中，常见3种情况，以LTC/BTC交易为例：

In currency transactions, three cases are common, for example, LTC/BTC transactions:

用BTC买入LTC后，BTC和LTC都在涨，你享受两份收益;

After buying LTC with BTC, BTC and LTC are on the rise and you enjoy two benefits;

用BTC买入LTC后，BTC和LTC一个涨一个跌，你的收益取决于两个币种的涨跌幅，那个更大。只有任何一个的涨幅大于另一个的跌幅，就赚。反正，就亏。涨跌幅相等，则不赚不赔;

When BTC buys LTC, BTC and LTC go up and down one by one, depending on the increase and drop in two currencies, which is larger. Only one increase is greater than the other, and the profit is greater. On the contrary, the loss is the loss. The increase and fall is equal, and the gain is no loss.

用BTC买入LTC后，极端行情，两个币种都在跌，你需要承受两份亏损。这往往是最让人糟心的。

When you buy LTC in BTC, you fall in both currencies, and you have to suffer two losses. That's often the worst.

但是有了 USDT，是当币价下跌时，可以立刻把币换成 USDT，从而保证你的资产不缩水。

But with the USDT, when the currency falls, it can be replaced with the USDT immediately, thus ensuring that your assets do not shrink.

2.反向操作 数字货币提现

2. Reverse operation digital currency withdrawal

充值很简单，USDT公司称投资者可以通过SWIFT电汇美元至Tether公司的银行帐户，或通过Bitfinex交易所换取USDT。

The charging value was simple, and USDT stated that investors could wire the United States dollar through SWIFT to Tether's bank account or exchange USDT through the Bitfinex exchange.

如果你获利颇丰，想要提现，可以先把手中的币兑换为USDT，然后通过 Tether 公司或其它平台，兑换为美元。这里你可以发现，如果你完成USDT公司的认证，在其它不需要认证的币币交易平台就可以直接进行交易了，不需要再次认证其它平台。

If you are profitable and want to cash it, you can exchange the currency in your hand to USDT and then to the dollar through Tether or other platforms. Here you can see that if you complete the USDT certification, you can deal directly with other currency trading platforms that do not require certification, and no other platforms need to be certified again.

不过提现流程也不是那么容易。你可以通过 Tether 公司，把手中的 USDT 还给 Tether 公司。Tether 公司销毁收到的 USDT ，发放等值的美元给用户。需要提醒的是，不管是通过电汇美元至 Tether 公司提供的银行帐户以购买 USDT ，还是将 USDT 换回成美元，都是需要完成账户验证的。据了解 Tether 的 KYC 比较难通过，兑换手续费约为5%。

But the current process is not that easy. You can return the USDT in your hand to Tether through Tether. Tether destroys the USDT received and distributes the equivalent dollar to the user. It is important to recall that whether to transfer the dollar to a bank account provided by Tether to buy the USDT or to convert the USDT back to the dollar, it is necessary to complete the validation of the account.

另外还可以通过交易平台如 kraken将 USDT 兑换美元。在 Kraken 平台，选择 USDT / USD 交易对，就可以将 USDT 换成美元。

It is also possible to convert USDT to United States dollars through trading platforms such as kraken. On Kraken platforms, selecting USDT/USD transaction pairs allows USDT to be converted to United States dollars.