区块链数字货币是什么意思 区块链数字货币意义详解

区块链数字货币是一种加密数字货币，即数字化人民币，且功能不限于支付工具。数字货币是区块链最初的应用工具，先有的数字货币，然后才有的区块链。所以，起初大部分创业公司做的都是数字货币相关的交易、挖矿服务、钱包等服务。然而数字货币作为一种非法定货币，突破了央行在货币发行领域的领先地位。在金融领域，数字货币显示了其独特的应用效益，由此带来了其在跨境支付 、货币兑换、支付清算等领域的发展，但是也是有局限性的，所以没有得到人们的认可。

The digital currency of the block chain is an encrypted digital currency, i.e., a digitized renminbi, and its function is not limited to payment tools. Digital currency is the first tool to be used in the block chain, with a digital currency, followed by a block chain. So, initially, most start-ups do digital money-related transactions, mining services, wallets, and so on.

区块链数字货币不依托任何实物，使用密码算法的数字货币，现指代英文Cryptocurrency(意指比特币类数字货币，且包括比特币)。

Block chain digital currencies, which are not dependent on any kind of physicality, and which use cryptographic algorithms, now refer to Cryptocurrecy in English (means Bitcoin-type digital currencies and includes Bitcoin).

比如比特币等，是一种依靠密码技术和校验技术来创建，分发和维持的数字货币。密码货币的特点在其运用了点对点技术且每个人都可以发行它。

Bitcoin, for example, is a digital currency that is created, distributed and maintained by cryptography and verification technology. The character of a cryptographic currency is one that uses point-to-point technology and everyone can distribute it.

区块链数字货币是一种加密数字货币，也就是数字化人民币，目前在金融领域使用比较频繁。

The block chain digital currency is an encrypted digital currency, the digitized renminbi, which is now used more frequently in the financial sphere.