老韭菜又来了，本周我们将从数字货币领域的稳定币USDT入手，让大家真正的全方位了解这个“泰达币”。USDT/LUCKY交易对
We'll start this week with a stable currency in digital currency, USDT, so that you can really get a full picture of this "Tedaco." USDT/LUCKY deal is right.
01
到底是什么币
What kind of coin is that?
泰达币（USDT）是Tether公司推出的基于稳定价值货币美元（USD）的代币Tether USD（USDT），1USDT=1美元，背后的靠山是bitfinex，全球最大的加密货币交易平台之一。
The United States dollar (USDT) is Tether USD (USDT), a proxy based on the stable value of the United States dollar (USD), and 1USDT (USDT) = US$ 1, behind which bitfinex is one of the largest encrypted currency trading platforms in the world.
Tether公司声称用户可以随时使用USDT与USD进行1:1兑换。公司严格遵守1：1的准备金保证，即每发行1个 USDT 代币，其银行账户都会有1美元的资金保障。用户可以在 Tether 平台进行资金查询，以保障透明度。
Tether claims that users can make 1:1 conversions at any time using USDT. strictly adheres to the 1:1 reserve guarantee that every USDT token issued will have a $1 guarantee in its bank account.
02
USDT所谓的特点
USDT's so-called features.
1、稳定的货币：Tether将现金转换成数字货币，锚定或将美元、欧元和日元等国家货币的价格挂钩。
1, stable currency: Teher converts cash into a digital currency, anchoring or pegging prices in national currencies such as the United States dollar, the euro and the Japanese yen.
2、100%的人支持：在我们的外汇储备中，传统货币总是以1比1的价格支持每一种货币。所以1美元?总是等于1美元。
2, 100% support: in our foreign exchange reserves, traditional currencies always support each currency at a price of one to one. So one dollar? Always equals one dollar.
3、透明的：我们的外汇储备每天都在公布，并受到频繁的专业审计。流通中的所有东西总是与我们的储备相匹配。
3, transparent: Our foreign exchange reserves are announced daily and subject to frequent professional audits. Everything in circulation always matches our reserves.
4、区块链技术：Tether平台建立在区块链技术的基础之上，利用它们提供的安全性和透明性。
4, block chain technology: The Tether platform is based on block chain technology and uses the security and transparency they provide.
5、广泛的集成：Tether是目前最广泛的数字-法定货币。在Bitfinex,shapUNK,GoCoin和其他交易所使用tethers。
5, extensive integration: Teher is the most extensive number-legal currency available.
6、安全：Tether的区块链技术在满足国际合规标准和法规的同时，提供了世界级的安全保障。
6, Security: Teth's block chain technology provides world-class security while meeting international compliance standards and regulations.
LUCKY币也是一种数字货币，LUCKY(乐奇币)是一个基于分布式加密数字货币的区块链，以数字货币奖励网络参与者。通过区块链技术为游戏行业带来革命。提供可证明公平的游戏机制。为LUCKY游戏平台提供相应的计价游戏。
LUCKY is also a digital currency, and LUCKY is a block chain based on distributed encrypted digital currency, which rewards network participants in digital currency. There is a revolution in the game industry through block chain technology. Provides a game mechanism that can prove fair.
LUCKY(luckyone.org)的长期战略是搭建颇具潜力的专注于游戏和数字商品方面的加密数字货币生态系统。有效地解决传统游戏充值的局限性。轻松提高游戏客流量，为玩家提供便利，打造统一安全的游戏代币建议平台。
The long-term strategy of LUCKY (luckyone.org) is to build a potentially secure digital monetary ecosystem focused on games and digital commodities. It effectively addresses the limitations of traditional game charging.
03
USDT的风险及四宗罪
USDT risk and four counts.
可能你会觉得，不就是一个发行的币，凭什么它说跟美元1:1兑换。是的，美元背后是美国政府，USDT背后是只是Tether公司，随时可以卷钱跑路。区块链神奇的地方在于——共识，当全部人认为他可以的时候，不可以也能可以。这同时也是美元任意增发的核心点。
Maybe you think it's not just a currency that's issued, why it says 1:1 to the dollar. Yes, the dollar's behind the US government, and the USDT's behind it is Tether. The magic of the chain of blocks of is that there is a consensus that when everyone thinks he can do it, it can't do it. It's also the central point of the dollar's arbitrary growth.
所以，USDT的最受人质疑的点是，USDT超发。按照目前市场上流通的USDT，按照1：1来界定，Tether应该是一共发行了价值20多亿美元的USDT，那么公司账上，应该就要有相对应的20多亿美元的资产的银行存款证明。
So the most questionable point of the USDT is that the USDT is over-exceeding. , based on the USDT currently in circulation in the market, defines as 1:1 that Tether should have issued more than $2 billion worth of USDT, so that on the company's books there should be proof of bank deposits of more than $2 billion worth of assets.
当然作为稳定币自然USDT与LUCKY币也可以自由快捷的进行交易，LUCKY币采用了不同于传统游戏平台的突破性技术，将彻底改变在线游戏领域。通过区块链技术提供的公平，共识、信任、价值流通快捷等特性，为构建新型游戏生态贡献一份力量，玩家可购买LUCKY币luckyone.org并成为平台股东，享受社区活动参与，社区自治，平台分红，游戏上线投票等多种福利。LUCKY平台（luckyone.org）已获得欧盟央行颁布的正规经营牌照及支付牌照，致力于打造最专业的区块链游戏平台LUCKY平台最终将携手LUCKY币颠覆整个行业，打造区块链行业新篇章
Of course, as a stable currency, the USDT and LUCKY currency can also be traded freely and quickly, and LUCKY currency, using a breakthrough technology that is different from the traditional game platform, will radically change the field of online games. Through equity, consensus, trust, quick circulation of values, etc., provided by block chain technology, contribute to the construction of a new game ecology, players can buy LUCKY currency luckyone.org and become platform shareholders, enjoy community participation, community autonomy, platform red, online voting, etc. The LUCKY platform (luckyone.org) has obtained a formal operating license and payment license issued by the European Union Central Bank, and the LUCKY platform, which is committed to building the most specialized block chain platform, will eventually work with LUCKY to destabilize the entire industry and create a new chapter in the sector.
1
不合规
Non-compliance
作为一个不受政府监管的中心化稳定数字货币，实际上在规则上就是不合规的，由于USDT的银行账户所在地不在美国，因此USDT并不在美国金融监管体系之内，也不能支持美国居民直接使用美元银行账户进行操作，只能依赖于取得FinCEN许可的Bitfinex完成美元的出入金。
As a centralised and stable digital currency, not regulated by the Government, there is virtually no compliance with the rules. Because the bank account of USD is not located in the United States, USDT is not part of the United States financial regulatory system and cannot support direct use of United States dollar bank accounts by United States residents, depending on the completion of United States dollar entry and exit payments by Bitfinex, who has obtained a FinCEN licence.
21
不透明
Opaque
虽然USDT一直承诺严格遵守1:1的保证金制度，每发行1枚USDT账户就增加1美元的资金储备，USDT可随时兑换美元，但是在其公司发展的过程中，从没有公布过可信的审计报告来证明它拥有相应的美元储备。
While USDT has been committed to strict compliance with the 1:1 bond system, increasing the reserve of $1 for every USDT account issued, and USDT is ready to convert to United States dollars at any time, in the course of its corporate development, there has never been a credible audit report to prove that it has a corresponding United States dollar reserve.
而在一片质疑声中，事情进展至Tether和Bitfinex挪用资金风波，之后，Tether的首席法律顾问Stuart Hoegner指出，截止4月30日，公司手头有现金和现金等价物（短期证券），总额约为21亿美元，约占目前USDT总额的74%(根据USDT资源管理器数据来看，目前市场上发放了28亿美元的代币)。
After a skeptical move towards the misappropriation of funds by Tether and Bitfinex, Stuart Hoegner, Chief Legal Adviser of Tether, noted that, as at 30 April, the company had cash and cash equivalents (short-term securities) totalling approximately $2.1 billion, or about 74 per cent of the current USDT total (based on USDT resource manager data, $2.8 billion in tokens is currently being issued on the market).
3
随意增发
Added at random
USDT发行方Tether的美元储备金和储备银行至今还是一个疑问。对于投资者来说，这始终是USDT身上令人提心吊胆的“雷”，但质疑声从未影响Tether持续“印钞”。
The USDT issuer, Tether's dollar reserve and reserve bank, remains a question. has always been a timid thunder on the USDT for investors, but the challenge has never affected Teth's continued “printing of banknotes”.
7月14日8:00左右，Tether Treasury在1小时内两次增发共计50.5亿USDT，并两次销毁共计50亿USDT，且都是在波场链上。对此，Bitfinex兼Tether首席科技官Paolo Ardoino已经在推特上做出回应，他表示这是一次从Omni到TronTether切换时的数据标记出现了一个问题。
On 14 July, at about 8:00, Tether Treasury sent a total of $5.05 billion USDT twice in an hour and destroyed a total of $5.5 billion in the chain of waves. , Bitfinex and Tether's Chief Technology Officer Paolo Ardoino responded on Twitter, saying that it was a data tag from Omni to TronTether.
不过，这一举动还是值得无限玩味。说发行就发行，说销毁就销毁，大哥，电视剧都不敢这么演啊！！
However, it's worth a lot of fun. It's published and destroyed. Big brother, you can't even play a TV show like that!
4
币价不稳定
Currency instability
作为最主流的稳定币，USDT一直以来被当做避险的首选。鉴于其存在信用风险和系统风险，使得其不亚于其他币种的价格风险。因此虽然 USDT 短时内不会归零，但如果出现巨大的挤兑风险，信用机制丧失，可能价格会出现明显的下跌。
As the most mainstream stable currency, the USDT has always been considered a top priority for risk avoidance. , given its credit risk and system risk, makes it as high as the price risk in other currencies. Therefore, while the USDT will not be zero in a short period of time, if there is a significant run-off risk, credit mechanisms will be lost, and prices may fall significantly.
2018年10月，USDT流通市值27亿美元。当时媒体报道USDT抵押资产不透明，流通市值大于实际资产储备。加上USDT的托管银行涉嫌资不抵债等一系列因素影响，被各路媒体的集体抨击。彭博社发文称，一旦发现任何关于Tether不法行为证据，或者出现大量用户挤兑，那么USDT就会出现问题。报道一经发布，USDT价格就出现闪崩，短时跌幅达到11%。
In October 2018, USDT had a market value of $2.7 billion. When the media reported that USDT mortgaged assets were not transparent, the market value of the market was greater than the actual asset reserve. Added to a number of factors, such as the suspicion that the USDT's hosting bank was insolvent, it was collectively criticized by the media.
类似事件，还有今年5月份USDT价格下跌。
Similar events, as well as the fall in USDT prices in May this year.
与此同时，美国时间7月22日，纽约总检察长办公室（NYAG）已经收到泰达对其指控的回应，并于7月29日举行听证会，显然这也将对USDT的价值产生压力。
Meanwhile, on 22 July, United States time, the Office of the Attorney-General (NYAG) in New York had received a response to his allegations and a hearing had been held on 29 July, which would clearly also put pressure on the value of USDT.
如果真的暴雷，那么市场的恐慌可想而知。USDT走势和市场行情息息相关，短期来看，这次事件或许会产生一些行情波动，其他和USDT发行机制相同的稳定币也会受到质疑；不过，由于稳定币的客观需求巨大，对其发行和使用过程的监管必不可少并且也将长期存在。
If there is a real thunderstorm, then the panic in the market can be imagined. The trend in the USDT is closely linked to the market situation. In the short term, the event may generate some volatility, and other stable currencies, like the USDT distribution mechanism, will be called into question; however, because of the high objective need to stabilize the currency, regulation of its issuance and use will be essential and long-term.
LUCKY平台(luckyone.org)也在积极的布局稳定币的生态，因为对于用户来讲，安全性的保障一定是第一位，正如我们的LUCKY币寓意那样，我们将竭力为用户打造安全、可靠、高效和友好自治的极致交易体验而砥砺前行，让大家一直处于合理的幸运之中！
The LUCKY platform (luckyone.org) is also active in stabilizing the ecology of the currency, because for users, security guarantees must be the first. As our LUCKY notes suggest, we will strive to build a safe, reliable, efficient and friendly trade-off experience for users, keeping everyone in a reasonable state of luck!
文章出处：网页链接
注册有任何问题请添加 微信：MVIP619 拉你进入群
打开微信扫一扫
添加客服
进入交流群
发表评论